Commercial drone work sits outside both general liability and aviation policies in most cases. If you are flying for inspections, surveying, real estate photography, or roof assessment, the hull and the liability need their own policy.
Covers bodily injury and property damage to others caused by your drone operations. This coverage is crucial for protecting your assets from legal claims.
Protects against damages to your drone itself from accidents, theft, or vandalism, ensuring you can repair or replace your equipment.
Covers any equipment or cargo being transported by the drone, protecting against loss or damage during flight.
It covers the aircraft itself, which for commercial equipment with payload is rarely a small figure, and the third-party liability if a flight causes injury or property damage.
It also produces the certificate of insurance that most commercial clients and public agencies now require before allowing drone work on their site.
While drone insurance is not legally required, it is highly recommended for anyone operating a drone, especially for commercial purposes, to protect against potential liabilities.
At Wolf Insurance, we are dedicated to helping you protect your drone operations with comprehensive drone insurance solutions. Contact us today for a free quote and ensure your aerial adventures are safe and secure!
Drone insurance provides liability and physical damage coverage for businesses and individuals operating drones. It protects against potential damages, injuries, and legal claims resulting from drone use.
Drone coverage is a specialty market rather than a standard one, and it is written by a small number of carriers whose requirements differ on pilot certification, operating radius, and whether flights over people are permitted. We place it where the operation is actually eligible, instead of quoting a form the work would void.
Premiums are influenced by factors such as the type of drone, how it will be used (commercial vs. recreational), your flying experience, and the coverage limits you choose.
Yes! Discounts may be available for having safety certifications or for bundling your drone insurance with other policies.
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