For LOs · Realtors · Title · Lenders

Insurance that keeps your closings on schedule

Flood zone, county taxes, homeowners and flood for your file in about a minute. Pulled live from FEMA and the county roll, not guessed from a rate table.

No account to start · Bilingual EN / ES · FL license W774471
Try it right here
Live FEMA flood hazard lookup and Florida county parcel roll. A real answer, not a sample.
How it works

Three steps, no phone tag

Most requests come back the same minute. The ones that need a human come back the same day.

01

Drop the 1003 or the address

A fillable 1003 reads itself, straight off the form fields. No retyping, and nothing guessed from a scan.

02

We pull the real data

FEMA flood hazard for the exact parcel, county just value for the tax basis, and a live carrier flood premium where the zone requires it.

03

You get numbers you can use

Homeowners, taxes and flood laid out for escrow. Every file lands on Kenneth's desk too, so nothing sits in a queue.

Built for your side of the table

However you touch the file

Same engine underneath. Spin through and find your seat.

The platform behind it

The system we actually run on

We are not reselling anyone's software. This is what Wolf Insurance runs the agency on, built for Florida property, and partners work inside it with us.

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Client & policy management

One record per household across insurance, the mortgage and the closing. Nobody asks your borrower the same question twice.

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Flood zone the moment you ask

FEMA's hazard layer queried for the exact parcel, not the street. If a zone can be removed with a LOMA instead of insured, we say so.

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Taxes off the county roll

Escrow built on county just value with homestead applied, not the sale price. On one Naples file that was $981 versus $631 a month.

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Direct carrier APIs

Flood rated straight through the carrier in seconds. Where a portal is the only way in, our own automation drives it.

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1003, ACORD & inspections

Drop the 1003 and it reads itself. Wind mitigation and elevation certificates are read too, and they change the premium.

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Email, SMS & WhatsApp

One send path, every message logged against the file. Nothing important lives only in somebody's inbox.

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Commission & renewals

Statements reconciled against policies, renewals worked before they lapse. You hear it from us, not from the client.

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Encrypted by default

Social Security, tax ID and bank details encrypted on arrival and held in a vault. Every unlock is logged.

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Bilingual, onboarding included

We bring your pipeline across and train your team in English or Spanish. No seat licence, because we are not selling you software.

Questions

Good to know

How fast do I actually get numbers?

The flood zone and county tax basis come back in seconds. Homeowners and flood follow in the same reply when we have enough to rate it. Anything needing a human is priced the same day, by Kenneth, not a queue.

Do I need an account?

Not to start. Run the property and you will see the flood zone and county data straight away. Signing up takes about ten seconds and unlocks the figures, your own quote link and your saved mortgagee clauses.

Where does the data come from?

FEMA's National Flood Hazard Layer for the flood zone, the Florida statewide parcel roll for county just value and square footage, and live carrier APIs for the flood premium. Nothing is scraped and nothing is invented.

What does it cost me?

Nothing. There is no fee to partner with us and no seat licence. Clients pay the carrier's filed rate and our commission comes from the carrier, not on top of your client's premium.

Is my client's information safe?

Documents go to private encrypted storage. Social Security, tax ID and bank details are encrypted the moment they arrive and held in a vault, never in plain text and never in an email. Every unlock is logged.

Who actually writes the policy?

Wolf Insurance, Florida license W774471. We are independent, so we place with the carrier that fits the risk rather than the one we are told to use. Kenneth reviews and binds every policy personally.

Run one property and see

Takes a minute. If the numbers are not better than what you are getting now, you have lost a minute.